Medicare Part A (Hospital)

In general, Part A covers:

*Inpatient care in a hospital

*Skilled nursing facility care

*Nursing home care (inpatient care in a skilled nursing facility that’s not custodial or long-term care)

*Hospice care

*Home health care

Medicare Part B (Medical)

Part B covers two types of services

*Medically necessary services – services or supplies that are needed to diagnose or treat your medical condition and that meet accepted standards of medical practice.

*Preventive services – health care to prevent illness (like the flu and hopefully COVID-19 soon) or detect it at an early stage, when treatment is most likely to work best.

 

Medicare Part D (Prescription)

Medicare prescription drug coverage is an optional benefit offered to everyone who has Medicare.  To get Medicare drug coverage, you must join a Medicare plan that offers prescription drug coverage.  Each plan can vary in cost and the drugs covered.

There are two ways to obtain prescription drug coverage:

*Medicare Prescription Drug Plan (Part D)

*Medicare Advantage Plan (Part C) like an HMO or PPO